Salaries in Cardiff (2026)
$Cardiff pays a 0.95× UK-median salary across the roles tracked on this site, with a cost-of-living index of 81 and headline unemployment of 4.3%.
The Cardiff employer mix and what it means for pay
Cardiff sits in Wales with a working population shaped by Admiral Group, BBC Wales, Principality, Legal & General. The local employer mix is what moves median pay relative to the rest of the UK — a city anchored by financial services, pharma or large public-sector employers tends to pull up white-collar salaries, while cities with a tourism or retail-heavy mix run closer to the national floor.
The highest-paid job on this site for Cardiff is GP at £99,750 median. That's a useful ceiling figure: it tells you what a senior, in-demand role looks like in this labour market. Roles further down the table earn less in absolute terms but, after factoring in cost of living (Cardiff's index is 81 versus the UK 100), they often deliver competitive real disposable income.
Cost of living, rent and salary negotiation in Cardiff
A one-bed flat in Cardiff rents for around £925 per month, and the wider cost-of-living index of 81 (UK = 100) means residents face one of the cheaper UK cities to live in by a meaningful margin. For comparison, a one-bed in Liverpool averages £875 and in Birmingham £950. Unemployment in Cardiff runs at 4.3%, which gives a rough read on labour-market tightness — under 4% generally implies employer-side competition for skilled hires; over 5% tilts toward employer pricing power.
The practical implication for salary negotiation: in Cardiff, a salary that lands in the lower quartile of UK figures is usually only competitive if it's offset by a meaningfully lower cost base. Use the cost-of-living-adjusted figures on individual job pages to compare offers across cities on a like-for-like basis rather than nominal pounds.
Most in-demand jobs in Cardiff
The roles below combine strong pay with a high or rising hiring outlook in the UK labour market — the kind of jobs where employers are typically chasing candidates rather than the other way round.
All Cardiff salaries by job title
| Job title | Category | Lower | Median | Upper |
|---|---|---|---|---|
| GP | Healthcare | £80,750 | £99,750 | £128,250 |
| Investment Banker | Finance | £57,000 | £80,750 | £133,000 |
| Barrister | Legal | £42,750 | £71,250 | £128,250 |
| Financial Controller | Finance | £55,100 | £71,250 | £93,100 |
| Risk Manager | Finance | £47,500 | £64,600 | £87,400 |
| Product Manager | Technology | £45,600 | £61,750 | £83,600 |
| DevOps Engineer | Technology | £41,800 | £55,100 | £74,100 |
| Solicitor | Legal | £39,900 | £55,100 | £80,750 |
| Project Manager | Construction | £39,900 | £52,250 | £71,250 |
| Site Manager | Construction | £39,900 | £52,250 | £68,400 |
| Compliance Officer | Legal | £36,100 | £49,400 | £68,400 |
| Quantity Surveyor | Construction | £38,000 | £49,400 | £64,600 |
| Software Engineer | Technology | £36,100 | £49,400 | £68,400 |
| Architect | Construction | £34,200 | £45,600 | £61,750 |
| Financial Analyst | Finance | £34,200 | £45,600 | £61,750 |
| Marketing Manager | Marketing | £34,200 | £45,600 | £61,750 |
| Pharmacist | Healthcare | £36,100 | £45,600 | £57,000 |
| Structural Engineer | Construction | £34,200 | £45,600 | £61,750 |
| Brand Manager | Marketing | £33,250 | £42,750 | £57,000 |
| Paid Media Manager | Marketing | £32,300 | £42,750 | £55,100 |
| SEO Manager | Marketing | £32,300 | £42,750 | £57,000 |
| UX Designer | Technology | £32,300 | £42,750 | £57,000 |
| Accountant | Finance | £30,400 | £39,900 | £55,100 |
| Radiographer | Healthcare | £30,400 | £38,000 | £47,500 |
| Content Manager | Marketing | £27,550 | £36,100 | £47,500 |
| Data Analyst | Technology | £28,500 | £36,100 | £47,500 |
| Physiotherapist | Healthcare | £28,500 | £36,100 | £45,600 |
| Nurse | Healthcare | £27,075 | £33,250 | £40,375 |
| Paralegal | Legal | £21,850 | £26,600 | £33,250 |
| Legal Secretary | Legal | £20,900 | £24,700 | £30,400 |
Cities near Cardiff
If you're comparing Cardiff against neighbouring labour markets — for commuting reach, relocation or remote-hybrid trade-offs — these cities sit closest in pay and geography.
Frequently asked questions
What is the average salary in Cardiff?
Across the 30 job titles tracked on this site, the average median pay in Cardiff is £49,400. The highest-paid role is GP at £99,750 median; the lowest is Legal Secretary at £24,700. Cardiff's pay multiplier is 0.95× the UK national median.
What's the cost of living like in Cardiff?
Cardiff's cost-of-living index is 81 (UK average = 100). A one-bed flat rents for around £925 per month. Use the cost-of-living-adjusted figures on individual job pages to compare offers in real purchasing-power terms rather than nominal pay.
Who are the major employers in Cardiff?
Admiral Group, BBC Wales, Principality, Legal & General, NHS Wales are among the largest employers in Cardiff. They tend to set the floor for white-collar pay locally — smaller firms often benchmark their offers against this group, while specialist or in-demand roles can command a premium above the local market.
What's the unemployment rate in Cardiff?
Unemployment in Cardiff runs at around 4.3%. As a rough rule of thumb, sub-4% means employers compete for skilled hires (which favours candidates on pay); above 5% tilts pricing power back to employers and tends to slow real-wage growth.